1102 Ladies StreetFernandina Beach, FL 32034Price: $1,624,000

  • Price: $1,624,000
  • Est. Mortgage of $/month
  • 180 Days on Market
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$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,624,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 1Half Baths
  • 2,360Square Feet

Open Houses

September 5th
Starts: 11:00am
Ends: 1:00pm
Built in 2019 on a rare 0.21-acre double lot in Historic Old Town, this custom residence offers a combination difficult to replicate: the architectural character of one of Fernandina Beach's most distinctive neighborhoods with the comfort and advantages of modern construction. Designed by Eric Moser and built by Jim Cartwright, the home was thoughtfully conceived to complement its historic surroundings while meeting today's expectations for quality and livability. Multiple porches invite relaxed mornings and effortless entertaining, while the fully fenced backyard, outdoor shower, space for a future pool, and dedicated parking for up to three vehicles create an unusually versatile setting for enjoying the coastal lifestyle. Heart pine floors, mahogany doors, a wood-burning fireplace, vintage lighting, a BlueStar range, a standing-seam metal roof, high-performance insulation, and PG-40 windows underscore the quality. The property has no HOA. Schedule your private showing today.

Property Details of 1102 Ladies Street

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by TAMARA JONES of AMELIA ISLAND REAL ESTATE SERVICES

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 2, 2026 12:42 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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