130 Cedar Creek RoadPalatka, FL 32177Price: $539,900

  • Price: $539,900
  • Est. Mortgage of $/month
  • 15 Days on Market
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$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $539,900List Price
  • 4Bedrooms
  • 2Full Bath
  • 1,451Square Feet
Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed. his exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.

Property Details of 130 Cedar Creek Road

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by SHEILA CLARK PA of WATSON REALTY CORP

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 1, 2026 10:47 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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