19 N 5th Avenue, Unit 2100Fernandina Beach, FL 32034Price: $1,000,000

  • Price: $1,000,000
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,000,000List Price
  • 2Bedrooms
  • 2Full Bath
  • 1,184Square Feet
Own a one-of-a-kind residence at Lofts on 5th, an exclusive condominium address in historic downtown Fernandina Beach. Set inside a beautifully repurposed building with nine unique floor plans, this loft delivers a rare urban living experience anchored by a private balcony overlooking 5th Street - the perfect spot for morning coffee while downtown wakes up around you. Luxury finishes throughout include solid-core doors, 4' X 9' porcelain tile and quartz countertops. The kitchen is built for a serious cook, with Wolf double ovens and an induction cooktop and a Sub-Zero refrigerator and wine fridge. Retreat to the oversized master suite with spa-caliber ensuite bath. The guest quarters are designed to be an office with a convenient murphy bed built-in. An elevator carries residents straight up to the true showpiece of the building: a resort-caliber rooftop terrace unlike anything else downtown. Teak lounge seating and deep, cushioned sectional sofas are arranged beneath a wood-planked covered pavilion, ideal for entertaining rain or shine, while an adjoining high-top bar table and built-in outdoor kitchenette with sink and cabinetry make it easy to host a crowd. Beyond the covered lounge, the terrace delivers sweeping, miles-long views over the rooftops of historic downtown Fernandina, out toward the Amelia River, perfect for golden-hour cocktails, amazing sunsets and star-filled evenings, shared by all residents of the building. Unique to this building, available only to owners, is a 1 bedroom, 1st floor suite for overflow guests. Beyond the building itself, the location can't be beat: step outside and you're just a stroll from downtown's restaurants, pubs, shops, and the marina, with the beach a quick bike ride away.

Property Details of 19 N 5th Avenue, Unit 2100

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Roger Martin of ERA FERNANDINA BEACH REALTY

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of September 1, 2026 11:33 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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