22 N 4th StreetFernandina Beach, FL 32034Price: $1,649,000

  • Price: $1,649,000
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Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,649,000List Price
  • 3,745Square Feet
Located in the Fernandina Beach Historic District, you can feel the timeless grandeur in this meticulously renovated 1883 residence in the heart of Amelia Island. Boasting 4 bedrooms, 3 baths, and 3,745 sq ft of beautifully updated living space, this historic home blends old-world charm with modern convenience. Flex your creative vision and utilize the property however you choose-multi-generational living, a rental suite, professional office, or boutique commercial space. With flexible C-3 zoning, the opportunity to generate income or tailor the space to your lifestyle is already built in. A comprehensive renovation revitalized every level, creating a bright, contemporary ambiance, while the addition of an elevator enhances accessibility and effortless flow throughout the home. This residence reflects the island's rich heritage. Enjoy walkable access to Centre Street's shops, dining, the riverfront, the beach, and unforgettable sunsets over the Amelia River. With its blend of vintage elegance, modern luxury, and flexible zoning, this property delivers the best of Amelia Island living. Schedule your private showing today.

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Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Hugh Williams of BERKSHIRE HATHAWAY HomeServices HWREI

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of September 1, 2026 3:34 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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