3229 Spanish Moss LanePalm Harbor, FL 34684Price: $400,000

  • Price: $400,000
  • Est. Mortgage of $/month
  • 26 Days on Market
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Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $400,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,325Square Feet
Under contract-accepting backup offers. UPDATED & MOVE-IN READY GEM IN DESIRABLE SUNSHINE ESTATES! Welcome to this beautifully maintained 3-BEDROOM, 2-BATHROOM SINGLE-FAMILY HOME situated in one of Palm Harbor's most sought-after neighborhoods with TOP-RATED SCHOOL ZONING (Highland Lakes Elementary, Carwise Middle, and Palm Harbor University High)! Offering 1,325 SQ FT OF LIGHT-FILLED LIVING SPACE, this home features a functional SPLIT-BEDROOM FLOOR PLAN designed for ultimate privacy, modern VINYL FLOORING THROUGHOUT, and NO HOA OR CDD FEES! WHAT'S NEW: A NEW KITCHEN featuring WHITE SHAKER CABINETS, GORGEOUS QUARTZ COUNTERTOPS, a LARGE ISLAND, and a spacious PANTRY, along with BOTH BATHROOMS COMPLETELY REMODELED during the 2018 home renovation! Enjoy complete peace of mind with a 2016 HVAC SYSTEM, 2016 WATER HEATER, 2020 stainless steel range/refrigerator/microwave, 2022 dishwasher, replacement windows throughout, and a WHOLE-HOME WATER FILTRATION SYSTEM. Step through the sliding glass doors to outdoor relaxation on your private patio overlooking a FULLY FENCED BACKYARD with plenty of room to play or entertain. Complete with an ATTACHED 2-CAR GARAGE, WASHER AND DRYER INCLUDED, and an X FLOOD ZONE designation (no mandatory flood insurance), this pristine home is located just minutes from DOWNTOWN PALM HARBOR, THE PINELLAS TRAIL, AND HONEYMOON ISLAND STATE PARK!

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Katherine Congdon of KELLER WILLIAMS REALTY- PALM HARBOR (727-772-0772)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of September 1, 2026 3:02 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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