404 W Lutz Lake Fern RoadLutz, FL 33548Price: $265,000

  • Price: $265,000
  • 16 Days on Market
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$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $265,000List Price
  • 1,056Square Feet
PRIME LUTZ COMMERCIAL / MIXED-USE INVESTMENT OPPORTUNITY NOW AVAILABLE! Excellent investment and owner-user opportunity in the heart of desirable Lutz, Florida. This well-located property offers a unique combination of commercial potential and residential flexibility, making it an attractive opportunity for investors, small business owners, and professionals seeking a highly visible location. The property is currently zoned Lutz Downtown Center (LDC), a zoning designation intended to encourage a vibrant, mixed-use activity center while preserving the character of the surrounding residential area. LDC zoning allows for residential uses as well as lower-intensity professional offices, personal services, and limited specialty retail uses. Potential uses may include professional services, florist, beauty or barbershop, locksmith, jewelry repair or sales, photography studio, computer repair, art gallery, bicycle repair, shoe repair, and other similar neighborhood-oriented businesses, subject to applicable zoning requirements and approvals. The existing 3-bedroom, 1-bathroom structure provides additional flexibility and may be suitable for residential use, offering an opportunity to live, operate a business, or hold the property as an investment, subject to zoning and applicable regulations. Positioned along Lutz Lake Fern Road, the property benefits from excellent visibility and convenient accessibility. The surrounding area features established medical and professional offices, restaurants, schools, retail centers, and other commercial services, providing a strong neighborhood setting and steady exposure. Located in one of the Tampa Bay area's rapidly growing communities, the property offers convenient access to major transportation corridors, including Veterans Expressway, I-75, I-275, and I-4, providing connectivity to Tampa International Airport, Downtown Tampa, Orlando, Clearwater, and the beaches of St. Petersburg. PROPERTY HIGHLIGHTS o Lutz Downtown Center (LDC) Zoning o Excellent owner-user or investment opportunity o Flexible commercial/mixed-use potential o Existing 3-bedroom, 1-bathroom structure o Approximately 819 SF living area / 1,056 SF total building area o 0.1905-acre lot o Built in 1969 o Highly visible location on Lutz Lake Fern Road o Surrounded by established medical, professional, retail, restaurant, and service businesses o Convenient access to major highways o Located in desirable and growing Lutz, Florida o Offered at $265,000 A rare opportunity to acquire an affordable property in a highly desirable Lutz location with flexible zoning and multiple potential uses. Schedule your private showing today and explore the possibilities this property has to offer.

Property Details of 404 W Lutz Lake Fern Road

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Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Sunny Claussen of DOYLE & MCGRATH REAL ESTATE LL (813-948-7368)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of September 2, 2026 3:31 AM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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