410 Cedar StreetFernandina Beach, FL 32034Price: $739,000

  • Price: $739,000
  • Est. Mortgage of $/month
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%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $739,000List Price
  • 2Bedrooms
  • 2Full Bath
  • 946Square Feet
Experience the best of downtown Fernandina Beach living from this charming home located in the heart of the Historic District. Built in 2007 with 2x6 construction and Hardie Board siding, this thoughtfully designed home offers the charm and character you expect downtown with the benefits of newer construction. Welcoming porches, high ceilings, abundant natural light, plantation shutters and beautiful Brazilian walnut flooring create a warm and inviting interior. The kitchen is full of personality with teak wood countertops and striking blue ornamental tile, creating a space that feels anything but ordinary. The main portion of the home includes a comfortable bedroom and full bath, while the second bedroom and bath are accessed from the breezy side porch.. an ideal arrangement for guests, a private home office, studio or additional living space. An oversized one-car garage with generous storage provides room for hobbies, bikes, beach gear and more. The versatile lot also offers additional parking and plenty of opportunity to create your own garden or outdoor entertaining space. From morning coffee downtown to evening walks along the waterfront, this home offers an opportunity to truly live the Fernandina Beach lifestyle-all just minutes from the beaches of Amelia Island. Owner financing available with a 2-3 year balloon. Ask listing agent for additional terms and details.

Property Details of 410 Cedar Street

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Rebecca Hutchinson of IRON VALLEY REAL ESTATE NORTH FLORIDA

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of September 1, 2026 3:34 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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