816 Ladies StreetFernandina Beach, FL 32034Price: $1,500,000

  • Price: $1,500,000
  • Est. Mortgage of $/month
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Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,500,000List Price
  • 2Bedrooms
  • 2Full Bath
  • 1,339Square Feet
One-of-a-Kind HISTORIC FERNANDINA HOME WITH NAUTICAL CHARM. Designed to resemble a boat, this truly distinctive home is a rare architectural gem in the heart of Original Fernandina's Historic District. Perfect for Buyer seeking character and individuality. The home features a bright, open floor plan and a spacious upper-level deck facing northwest--an deal spot to enjoy sunsets, coastal breezes, and a peek-a-boo view of the marsh. Inside, rich oak plank flooring and warm pine ceilings create a timeless, inviting atmosphere that complements the home's unique nautical design. Situated on and expansive 140' x 96' lot, the property is enclosed by a rustic corral-style fence and offers abundant room for expansion, outdoor living, gardens or additional structures. Whether you're searching for a distinctive primary residence, vacation retreat, or investment opportunity in one of Florida's most treasured historic neighborhoods, this exceptional property offers charm, space and endless possibilities.

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Paula Morris of BERKSHIRE HATHAWAY HomeServices HWREI

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of September 2, 2026 5:03 AM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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