8186 Terrace Garden Drive N, Unit 109St Petersburg, FL 33709Price: $309,000

  • Price: $309,000
  • Est. Mortgage of $/month
  • 118 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $309,000List Price
  • 2Bedrooms
  • 2Full Bath
  • 1,765Square Feet
Under contract-accepting backup offers. Welcome to UNIT 109, a beautifully updated FIRST-FLOOR CORNER RESIDENCE in the sought-after SYRACUSE BUILDING AT TERRACE PARK AT FIVE TOWNS. Offering 1,765 SQUARE FEET of spacious, light-filled living space, this 2-BEDROOM, 2-BATH CONDOMINIUM combines privacy, comfort, and an exceptional Florida lifestyle. Designed for both everyday living and entertaining, the open floor plan features MULTIPLE LIVING AREAS, INVITING LIVING AND DINING SPACES, TWO ENCLOSED LANAI SPACES, AND A BRIGHT FLORIDA ROOM overlooking peaceful tropical landscaping. GARDEN VIEWS, ABUNDANT NATURAL LIGHT, AND BEAUTIFULLY MAINTAINED GREEN SPACE create a relaxed atmosphere throughout the home. Just outside, enjoy OUTDOOR GATHERING AREAS AND PRIVATE GRILLING AREAS. The renovated kitchen serves as the centerpiece of the home and features GRANITE COUNTERTOPS, SOLID WOOD CABINETRY, UNDER-CABINET LIGHTING, STAINLESS STEEL APPLIANCES, UPGRADED FLOORING, DESIGNER FINISHES, AND STYLISH LIGHTING. The spacious primary suite offers GENEROUS CLOSET SPACE and a beautifully renovated ensuite bathroom complete with an OVERSIZED WALK-IN SHOWER, SEPARATE SOAKING TUB, AND SPA-INSPIRED FINISHES. A comfortable GUEST BEDROOM AND SECOND FULL BATHROOM provide privacy and flexibility for family or guests. Additional features include a NEWER A/C SYSTEM INSTALLED IN 2021 WITH A TRANSFERABLE SERVICE AGREEMENT THROUGH JUNE 2027, HURRICANE SHUTTERS, and an EXPANSIVE INTERIOR LAUNDRY ROOM WITH BUILT-IN STORAGE, WASHER, AND DRYER. COVERED PARKING SPACE #16 is conveniently located directly in front of the residence. The Syracuse Building is also equipped with a FULLY INSTALLED FIRE SPRINKLER SYSTEM THROUGHOUT THE CONDOMINIUM. Residents of TERRACE PARK AT FIVE TOWNS enjoy approximately 8 ACRES OF BEAUTIFULLY MAINTAINED GROUNDS and an impressive array of amenities, including SIX SWIMMING POOLS, TWO CLUBHOUSES, WALKING PATHS, TENNIS COURTS, BOCCE BALL, SHUFFLEBOARD, FITNESS CENTERS, CARD ROOMS, BILLIARDS, AND NUMEROUS SOCIAL ACTIVITIES. Syracuse Building residents also have access to a PRIVATE SECOND-FLOOR TERRACE GATHERING AREA AND EXCLUSIVE TOP-FLOOR SUNDECK. The monthly maintenance fee provides exceptional value and includes NATURAL GAS FOR HEATING AND COOKING, WATER, SEWER, TRASH, CABLE, INTERNET, BUILDING AND FLOOD INSURANCE, EXTERIOR MAINTENANCE, SECURITY, AND FULL ACCESS TO COMMUNITY AMENITIES. Conveniently located near TYRONE SQUARE MALL, PREMIER SHOPPING, FINE DINING, MEDICAL FACILITIES, BAY PINES VA HEALTHCARE SYSTEM, AND THE SUGAR-SAND BEACHES OF MADEIRA BEACH. FIRST-FLOOR CORNER RESIDENCES IN THE SYRACUSE BUILDING ARE RARELY AVAILABLE. If you've been waiting for a home that combines GENEROUS LIVING SPACE, BEAUTIFUL UPDATES, PRIVACY, RESORT-STYLE AMENITIES, AND THE CAREFREE FLORIDA LIFESTYLE, UNIT 109 deserves your attention. SCHEDULE YOUR PRIVATE SHOWING TODAY AND DISCOVER WHY THIS COULD BE THE FLORIDA HOME YOU'VE BEEN WAITING FOR!

Property Details of 8186 Terrace Garden Drive N, Unit 109

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Melissa Vivenzio,PA of CENTURY 21 RE CHAMPIONS (727-398-2774)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of September 1, 2026 8:03 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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