96005 Cottage Court, Unit 1303Fernandina Beach, FL 32034Price: $280,000

  • Price: $280,000
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $280,000List Price
  • 2Bedrooms
  • 2Full Bath
  • 1,407Square Feet
Ground-floor living, a private garage, and peaceful preserve views make this Cottages at Stoney Creek flat one worth a closer look! Located in this gated Fernandina Beach community, this desirable 2-bedroom, 2-bath home offers comfortable, low-maintenance living with the added convenience of your own single-car garage. Step inside to an inviting, easy-flowing layout featuring luxury vinyl plank flooring throughout the main living areas, tile in the kitchen and baths, and a private primary suite. Recent improvements add even more value and peace of mind, including a brand-new water heater installed in August 2026, an HVAC system replaced approximately four years ago, and a roof replaced by the association in 2025. Out back may quickly become your favorite spot. The screened porch overlooks a peaceful preserve with no rear neighbors, creating a private natural backdrop for morning coffee, relaxing with a book, or winding down at the end of the day. Enjoy gated access, a community pool, and a convenient Fernandina Beach location close to shopping, dining, everyday necessities, and the beaches of Amelia Island. Jacksonville International Airport is approximately 30 minutes away, making travel and commuting easy while keeping you close to the relaxed coastal lifestyle. Whether you're searching for a full-time home, second home, or investment opportunity, this ground-floor flat brings together privacy, convenience, and easy living in one great location.

Property Details of 96005 Cottage Court, Unit 1303

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Dean Miller of CENTURY 21 MILLER ELITE

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of September 1, 2026 11:33 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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