96513 Soap Creek Drive, Fernandina Beach, FL, 32034

96513 Soap Creek DriveFernandina Beach, FL 32034Price: $959,000

  • Price: $959,000
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $959,000List Price
  • 3Bedrooms
  • 3Full Bath
  • 2,404Square Feet

Discover the relaxed coastal lifestyle of Oyster Bay Harbour, one of Fernandina Beach's most sought after gated communities. This beautifully updated single story 3-bedroom, 3-bath home offers timeless style, quality craftsmanship, and peaceful pond views. Designed for comfortable everyday living and effortless entertaining, the home features a welcoming full length front porch, screened lanai with summer kitchen, and an open floor plan that blends indoor and outdoor living. Inside, you'll find 10-ft ceilings, hardwood floors, plantation shutters, fresh interior paint, custom built-ins with a gas fireplace, a custom walk-in pantry, updated lighting and ceiling fans throughout, fresh painted doors, new front door glass, and a bright, move in ready feel. The spacious primary suite and thoughtful layout make this home as functional as it is inviting. Recent improvements include a 2023 HVAC system, brand new water softener, refreshed landscaping and irrigation, freshly stained front porch, serviced whole house generator. The oversized 3-car garage provides ample room for vehicles, golf carts, hobbies, and storage. Residents enjoy access to the community pool, tennis courts, and pickleball, with optional membership available at a reduced initiation fee to the prestigious Oyster Bay Yacht Club featuring a marina with boat slips and dry storage, waterfront dining, fitness center, clubhouse, and private pool. Surrounded by mature trees, abundant birdlife, and low traffic streets perfect for walking, biking, or golf cart rides, this exceptional home is just minutes from Amelia Island's beaches, shopping, dining, and historic downtown Fernandina Beach. Opportunities like this in Oyster Bay are rare. Schedule your private showing.

Property Details of 96513 Soap Creek Drive

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Crystal Jozsa of ONE SOTHEBYS INTERNATIONAL REALTY

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of September 1, 2026 11:33 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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